Florida Living at Its Best in Waterford Estates, Punta Gorda! Welcome to your dream home in the gated community of Waterford Estates, famously known as The Friendly Community, where comfort, luxury, and convenience come together. This pristine villa offers an exceptional living experience with the rare opportunity to assume an incredibly low-rate VA loan at just 2.5 percent, providing significant savings over the life of your mortgage. Don't miss out on this unique financing opportunity that makes homeownership more affordable! This charming villa features two bedrooms, a den, and a two-car garage, offering a perfect balance of space and functionality. The open, airy layout is enhanced by numerous upgrades, including an extended lanai with pavers, ideal for enjoying the serene view of two ponds while sipping your morning coffee or unwinding with an evening cocktail. The screened lanai allows you to enjoy the outdoors in comfort, adding to the home’s appeal. Inside, you'll find upgraded fans and lighting throughout, setting a modern yet cozy ambiance. The kitchen boasts solid wood shelving in both pantries, along with an Entek full-house water system and upgraded cabinets, making it both a chef’s dream and a functional space for daily living. The primary bedroom is a tranquil retreat, featuring a stylish barn door that provides privacy as you enter the ensuite bathroom, where a new glass shower door has been added. The closets are equipped with custom buildouts, and the entire home has new blinds, ensuring comfort and style at every turn. Waterford Estates offers an array of leisure and social opportunities with two pools, a clubhouse, bocce ball, and pickleball courts, along with numerous gathering areas for entertainment. Enjoy a walk or bike ride on the abundance of sidewalks, making this community perfect for an active lifestyle. Located just minutes from shopping, dining, and major roadways including US 41 and I-75, this villa offers ultimate convenience for both relaxation and adventure. Why wait? With this rare opportunity to assume a low-interest VA loan, you can secure a home with a lower monthly payment compared to current market rates. This unique feature makes homeownership more affordable and cost-effective, so act quickly before this opportunity passes by!